Pet car insurance... They're family, too.

Times are changing... and as they change, insurance must also change to keep up with policyholders' needs.  Today's policyholders cherish their pets.  In the case of a tragedy, people's first thoughts -- after themselves and their family -- are about their pets' safety.  For many, pets are no longer just pets, they are family.

You may already be aware of pet health insurance, which covers veterinary costs.  In 2007, Progressive became the first car insurance company to also offer pet coverage.  Progressive's policy covers the people in the accident as well as cats and dogs in an auto accident.  The coverage is built into the company's collision insurance and provides up to $1,000 for vet bill coverage if a pet is injured in an accident or vehicle fire or theft. (Coverage also applies to cats or dogs in commercial vehicles, boats or recreational vehicles.)

Lately, other auto insurers are catching on to pet car insurance.  Americans spend billions of dollars on their furry friends each year... and the confirmation that this is important to customers came from the numerous websites and blogs focused on pet insurance.


Credit to Susan Ladika for Insurance.com.