The least (and most) expensive cars to insure

Top 10 least expensive cars to insure are American and Japanese non-luxury minivans, SUVs, and sedans.  The top 4 cheapest cars to insure are minivans.  According to msnbc.com, family-friendly four doors are usually your best best (Chrysler and Toyota to be exact).

Ranking in as the most expensive car in America to insure is the 12-cylinder Mercedes SL65 AMG.  Mercedes, Porsche, Aston Martin, and BMW, all European brands, are among the most expensive to insure.

Brand and price aren't the only factors when determining insurance premiums... Age and driving experience are also factored in.  Because cars such as the Honda Civic and the Toyota Corolla are popular entry-level vehicles among younger drivers, they don't make the list of cars least costly to insure.

It can also be more expensive to insure cars who are on the country's list of "most commonly stolen vehicles".  However, cars on the list of the most commonly stolen vehicles tend to be older models since at the time, they did not come equipped with the sophisticated anti-theft and tracking devices that many newer vehicles now come with.

Did you know that Michigan, Louisiana, and Oklahoma are the top 3 states with the most expensive average auto insurance premiums?  Michigan holds the top spot mainly because "it is the only state that guarantees unlimited personal injury protection payments to those who are injured in auto accidents"... plus, the state includes assistance to help people with injuries pay for medical care.

Credit to: Althea Chang